About Us
Learn about DOWC® and how you can benefit
With more than 20 years of experience, we’ve established ourselves as a
trusted industry leader, offering various vehicle protection products that serve
both franchise and independent dealerships.

At Our Core
We’re Administrators, Providers, Insurers,
& Participation Experts
Our Teams
Full experienced in-house team of Attorneys & CPAs, Claims and Customer Service Experts
Operating In
Nationwide, Canada, and South America
Dealers
Franchise and independent, specializing in large dealer groups
Associations
MVPPA, SCIC, GAPA, FSAA, & NADC

We’re Administrators, Providers, Insurers,
& Participation Experts
Full experienced in-house team of Attorneys & CPAs, Claims and Customer Service Experts
Nationwide, Canada, and South America
Franchise and independent, specializing in large dealer groups
MVPPA, SCIC, GAPA, FSAA, & NADC
Our Mission
To build wealth for our dealers and partners
Our Company Philosophy
Control
Dealers should have access to, and control of, the capital generated by F&I products.
Freedom
Dealers should have the freedom to make their own decisions regarding their products, investment capital, and claims.
Insulate
Opportunity and compliance can, and must, intersect to insulate the dealer body from economic downturns.
Integrity
Integrity is paramount in our relationships.
Support
We exist to support our partners’ operational and financial growth.
Who is DOWC
Founded by industry experts with over 30 years of experience in the automotive industry, DOWC is a family-owned company that merges a wealth of collective industry experience with cutting-edge digital process automation. DOWC offers customizable F&I products, expertise in compliance and participation structures, and a full suite of technology solutions designed to optimize productivity and expedite claims adjudication, processing, and reporting.

Michael LaMotta
CEO & Founder
Michael LaMotta founded DOWC with lessons learned from 30 years of automotive experience, many of which were spent as a car dealer and almost a decade spent on F&I administration.

Edvie M. Castro, Esq.
COO & General Counsel
Edvie brings a unique and insightful perspective to an otherwise mundane legal landscape in the industry. She has a proven record of success in managing operations and handling regulatory & compliance matters.

Deb LaMotta
CCO & Co-Founder
With years of experience in the auto retail industry, Deb is the cornerstone of DOWC, dedicated to the company, its partners, and employees. As the Chief Culture Officer, Deb is the driving force behind DOWC’s strong family culture, fostering a positive and interconnected workplace where everyone has the opportunity to thrive.
